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</html><thumbnail_url>https://www.webmdhealthservices.com/wp-content/uploads/2024/06/How-to-improve-benefit-utilization-and-personalize-the-employee-experience-1-scaled-2.jpg</thumbnail_url><thumbnail_width>2400</thumbnail_width><thumbnail_height>1028</thumbnail_height><description>Health literacy is more important than ever as individuals now have the opportunity to shop for health benefits in health exchanges established under the Affordable Care Act. In order to make the right decision about their healthcare benefits, however&#x2014;a decision that will affect them during the entire benefit year&#x2014;individuals must understand common health benefit terms as well as services covered and their financial responsibilities. And yet, two alarming statistics make me wonder if we are ready: If people don&#x2019;t understand common terms, how can they take on the responsibility of shopping for benefits on their own, where choice is abundant?...</description></oembed>
